For the past few years, we've had private health insurance. Back in the day when I was teaching school, we had amazing insurance and it cost me nothing . After I had Sophie and quit my day job (in favor of my current 24-7 job), we signed up for a policy through Select Health at a fairly decent price. Every year, however, they'd raise the rate and we'd have to downgrade to a slightly more generic plan to be able to keep it affordable. Somehow in the years of downgrading, we ended up with a policy that had a separate maternity deductible, so although our yearly family deductible is $1,500, we have a $7,500 maternity deductible. Honestly, who came up with that idea? I didn't even realize that we had a separate maternity deductible until this year. Bummer. After paying nearly $7,000 in premiums this year, we paid another $9,000 to have a baby with no complications, no medications, totally natural birth and the shortest possible hospital stay that we could get away with. ...
So...what were your findings? What sort of invasive species did you locate?
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